A survey found the average person has $54,767 worth of debt, with 56 percent saying they owe more for necessities than for “nice-to-haves.”

• People’s biggest debt hurdles include credit card debt (57%), mortgages (30%), automobile loans (30%), and medical debt (28%).

The research also measured people’s confidence in their ability to remain out of debt, revealing only 38 percent feel “very confident” in this regard.

• The most uncertain respondents (384) shared some of the reasons, including the rising cost of living (54%), unexpected expenses (46%), rising interest rates (29%), not having enough support from others (20%), and feeling the need to spend to keep up with others (16%).

Click here to see the full results.